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Personal Money Management Checking

Let your money do the work.

Locate a branch Open an account at your local branch


Account Balance Information:

Learn about the different types of balances, Current and Available and how they work.

View our easy-to-understand information guide for
Personal Money Management Checking that explains how and when fees are assessed.

Requirements and Other Restrictions:

  • Minimum opening deposit requirement is $100
  • To avoid the monthly service see, maintain a minimum daily balance of $500 or average daily balance of $1,000
1. Certain requirements and restrictions apply. Not available in Guam, Saipan and Palau. Click here for more information.
2. Additional services available. Fees may apply. 
3. Mobile Banking Service requires enrollment in e-Bankoh Online Banking. An internet-enabled device is required to access e-Bankoh Mobile Banking or m.boh.com. Standard data usage fees apply. Please contact your carrier for details. Text messaging fees from your wireless carrier may also apply. Your mobile device must be registered through the Mobile Banking Service enrollment process.